Maria Pierotti
2 months ago
I had a GREAT experience with Omar. He was able to get the loan done quickly and efficiently. I would highly recommend him.
Last reviewed: September 20, 2026
Century City (90067), Los Angeles County, CA
Century City Mortgage Broker | Jumbo & Non-QM Condo Loan Specialists
Jumbo, Non-QM, and non-warrantable condo programs for Century City and the Westside — arranged through 100+ wholesale lenders.
Quick Answer
Who is the best mortgage broker in Century City?
Cascada Mortgage Advisors, Inc. (NMLS #2470941, CA DRE #02206556) is a licensed mortgage broker serving Century City (ZIP 90067) and the Westside of Los Angeles County. Century City is a vertically concentrated luxury condo market — 92% of all residential transactions are high-rise condominiums (C.A.R.), making it one of the most distinctive mortgage markets in Southern California. The median condo price in Century City is approximately $1,680,000, up 7.2% year-over-year (CRMLS, Q4 2025), with a median listing price of $1,540,000 across 56 active condo listings in June 2026 (Redfin). Most purchases exceed Los Angeles County's 2026 conforming loan limit of $1,209,750 (FHFA) and require jumbo financing. Century City's 41% cash purchase rate — the highest among LA County condo markets (CoreLogic) — reflects a significant entertainment industry and professional executive buyer base with complex income structures. Broker Omar Michel (NMLS #398944, CA DRE #02131389) arranges jumbo, Non-QM, and conventional programs through a network of 100+ wholesale lenders — not as a direct lender.
— Cascada Mortgage Advisors, Inc.
Jumbo Condo Loans in Century City
With a median condo price of $1,680,000, most Century City purchases require jumbo financing above LA County's 2026 conforming limit of $1,209,750. The 41% cash purchase rate means financed buyers are competing against all-cash offers — getting pre-approved with a lender who can move quickly on jumbo condo underwriting is a meaningful competitive advantage.
Century City Housing Market — 2026
- Median condo price: approximately $1,680,000, up 7.2% year-over-year (CRMLS, Q4 2025 — strongest growth among Westside luxury condo markets).
- Median sale price, all home types: $1,438,500 (Redfin, February 2026).
- Median listing price: $1,540,000 across 56 active condo listings (Redfin, June 2026).
- Average price per sqft: approximately $975–$1,000/sqft (CRMLS, 2026).
- Average days on market: 68–84 days (Redfin, 2026).
- Sale-to-list ratio: approximately 100% (Realtor.com, June 2026).
- Cash purchase rate: 41% — highest among LA County condo markets (CoreLogic).
- Market composition: 92% high-rise condominiums (C.A.R.).
- ZIP code: 90067.
- 2026 Los Angeles County conforming limit: $1,209,750 (FHFA).
- Most purchases require jumbo financing above the conforming limit.
Estimate your Century City payment with our free mortgage calculator →
Market data sourced from CRMLS, Redfin, Realtor.com, CoreLogic, C.A.R., and the FHFA as of 2026.
Non-Warrantable Condos in Century City
Many Century City high-rise buildings may not meet Fannie Mae and Freddie Mac warrantability requirements due to high investor concentration, pending HOA litigation, or building age. A non-warrantable condo cannot be financed with a conventional conforming loan — it requires either a jumbo portfolio loan or a Non-QM program. Before making an offer in a Century City building, confirm the building's warrantability status with a lender who can run the project approval check. Cascada Mortgage Advisors, Inc. works with wholesale lenders who offer non-warrantable condo programs for qualified borrowers.
Non-QM Loans for Century City Buyers
Century City's entertainment industry and professional executive workforce includes agents, attorneys, producers, and fund managers whose income structures — commission-based, partnership distributions, carried interest, irregular bonuses — frequently require alternative documentation. Non-QM bank statement loans qualify on 12 to 24 months of deposits. Asset depletion programs qualify based on liquid portfolios — particularly relevant given the 41% cash buyer rate, which suggests a significant pool of asset-rich borrowers. Learn more about high-net-worth mortgage options.
Living and Buying in Century City
Century City is a 176-acre planned commercial and residential district on the Westside of Los Angeles, originally the backlot of 20th Century Fox Studios, bordering Beverly Hills. Today it is home to some of the most prominent law firms, talent agencies, and financial institutions in the entertainment industry — including CAA (Creative Artists Agency), WME (William Morris Endeavor), Latham & Watkins, Skadden Arps, and major hedge funds along the Avenue of the Stars. The Westfield Century City mall and the Fairmont Century Plaza hotel anchor the retail and hospitality district. Residential towers including Century Towers, Century Hill, The Century, and the new Park Elm Residences at Century Plaza define the housing market.
Century City Mortgage Programs We Offer
Century City's condo price points make jumbo and Non-QM the lead programs, with non-warrantable condo financing where buildings fall outside agency guidelines.
Jumbo Condo Loans
Loan amounts above $1,209,750 for Century City high-rise condominiums.
Non-QM / Bank Statement
Agents, attorneys, and producers qualify on 12–24 months of deposits.
Asset Depletion Loans
Qualify on liquid investment portfolios rather than W-2 income.
High-Net-Worth Mortgages
Financing for executives and fund managers with complex income structures.
Non-Warrantable Condo Loans
Portfolio and Non-QM paths for buildings outside Fannie Mae and Freddie Mac guidelines.
Mortgage Calculator
Estimate jumbo condo payments at Century City price points.
Century City Neighborhoods We Serve
Century Towers
2025 & 2049 Century Park E — landmark twin high-rise residences.
Century Hill
Gated townhome and condominium community.
The Century
Ultra-luxury high-rise residences.
Park Elm Residences at Century Plaza
New residences at the Century Plaza development.
Avenue of the Stars corridor
The district's central business and residential spine.
Constellation Blvd area
Walkable access to Westfield Century City and offices.
Fox Hills (adjacent)
Neighboring condo inventory south of Century City.
Beverly Hills (adjacent)
Bordering luxury market to the north and east.
Century City Mortgage FAQs
The median condo price in Century City (ZIP 90067) is approximately $1,680,000, up 7.2% year-over-year — the strongest appreciation among Westside luxury condo markets (CRMLS, Q4 2025). The median listing price across 56 active condo listings was $1,540,000 in June 2026 (Redfin). The all-home-types median sale price was $1,438,500 in February 2026 (Redfin). Los Angeles County's 2026 conforming limit is $1,209,750 (FHFA), meaning most Century City purchases require jumbo financing. Approximately 41% of Century City purchases are cash transactions — the highest rate among LA County condo markets (CoreLogic).
Most do. With a median condo price of approximately $1,680,000, most Century City purchases exceed LA County's 2026 conforming limit of $1,209,750 (FHFA) and require jumbo financing. An additional consideration unique to Century City: many high-rise buildings may not meet Fannie Mae and Freddie Mac warrantability requirements due to high investor concentration or other project-level factors. Non-warrantable condos cannot be financed with conventional conforming loans and require jumbo portfolio or Non-QM programs. Cascada Mortgage Advisors, Inc. (NMLS #2470941) arranges both jumbo and non-warrantable condo programs through 100+ wholesale lenders.
A non-warrantable condo is a condominium in a project that does not meet Fannie Mae or Freddie Mac approval requirements — typically due to high investor concentration (more than 35% of units owned by investors), pending or active HOA litigation, or certain building characteristics. Non-warrantable condos cannot be financed with conventional conforming loans, which eliminates most retail bank programs. Century City's high-rise market has a significant number of buildings with high investor concentration given the area's appeal to out-of-state and international buyers. Jumbo portfolio loans and Non-QM programs are the primary financing paths for non-warrantable units. Verify warrantability before making an offer.
Yes. Century City is home to CAA, WME, major law firms, and financial institutions whose employees frequently have commission-based, bonus-heavy, or partnership distribution income that requires alternative documentation. Non-QM bank statement loans qualify on 12 to 24 months of deposits rather than tax returns. Asset depletion programs qualify based on liquid investment portfolios — particularly relevant given Century City's 41% cash buyer rate, which reflects a significant pool of asset-rich buyers. Cascada Mortgage Advisors, Inc. (NMLS #2470941) arranges Non-QM programs through multiple wholesale lenders.
Yes. Cascada Mortgage Advisors, Inc. (NMLS #2470941, CA DRE #02206556) serves Century City and the Westside of Los Angeles County including Beverly Hills, Santa Monica, and Brentwood. Broker Omar Michel (NMLS #398944, CA DRE #02131389) arranges jumbo, Non-QM, non-warrantable condo, and conventional programs through 100+ wholesale lenders — not as a direct lender.
What Our Clients Say
5.0 ★ · 32 Google reviews
Reviews are sourced from Google. Reviewers are not compensated. Individual results vary.
Levi Renninger
2 months ago
Omar is the best and most dynamic mortgage broker in San Diego. He is highly knowledgeable, honest, and responsive. He truly always keeps his client's best interest in mind and continues to advocate for them throughout the process. After 18 months of looking for a refinance with > 4 different brokerage firms, Omar was the one to finally get the job done. He was able to use his network of banks to find the right match for me to refinance my mortgage despite the HOA having outstanding repairs necessary to balconies, which had been blocking me and anyone in my community from refinancing for the past 1.5 years. He is very personable and goes above and beyond, often answering outside of typical work hours which was never expected but appreciated. We secured a great loan for myself that almost sounded too good to be true, but with no catches. When interest rates drop 1% whether it is in 1 year or 10 years, Omar will be the first person I contact!
Diane Flood
2 months ago
Omar is one of the nicest men I have ever encountered. He is very respectful and is always there for me, even on weekends he will return my calls. I know I should not call him during the weekends, but he always makes everything easier on me when I am in a panic for whatever situation I am in. He makes everything 100% better. When I first got my reverse mortgage, Omar was on top of each and every detail and solved all my requests and concerns. He definitely knows how to sooth one's mind while in a panic. He always does for me. I highly recommend Omar as an advisor. Thank you, Omar you are, the best indeed. Fondly, Diane F.
Rachel Rosenthal
2 months ago
We had a great experience working with Omar to purchase our first home. As first-time homebuyers, we appreciated his knowledge of the market, current rates, and the entire mortgage process. He was always available to answer our many questions, explain each step clearly, and put us at ease throughout the experience. We would recommend Omar to anyone looking for a knowledgeable, responsive, and honest mortgage broker!
Michael Herrera
3 months ago
(Translated by Google) It was a pleasure working with you and having you guide us through the entire process. Your manner is always very friendly. 100% recommended (Original) Fue un placer trabajar contigo y que nos giaras en todo el proceso y tu trato siempre es muy cordial. 100% recomendado
Kensuke Yamamoto
3 months ago
This was my second time working with Omar, and once again, he exceeded my expectations. I chose to work with him again because of the excellent experience I had the first time, and he continued to deliver outstanding service. From start to finish, Omar was incredibly responsive, professional, and easy to work with. Whenever I had a question, he replied quickly and always took the time to make sure I fully understood the answer. What really sets Omar apart is how well he guides his clients through the mortgage process. He clearly explained each step, kept me informed about what to expect next, and made sure I always knew where we were in the process. Buying or refinancing a home can be overwhelming, but Omar made everything feel smooth, organized, and stress-free. He was also very efficient and kept everything moving forward without unnecessary delays. I truly appreciated his patience, attention to detail, and commitment to providing exceptional customer service. It’s rare to find someone who is not only knowledgeable and efficient but also genuinely cares about making the experience as easy as possible for their clients. That’s why I came back to Omar a second time, and I wouldn’t hesitate to recommend him to anyone looking for a trustworthy, responsive, and dedicated mortgage broker. Thank you again, Omar, for another outstanding experience!
Lycia Rios
7 months ago
We had an excellent experience working with Omar for our HELOAN to secure the down payment on our second home. From start to finish, he demonstrated incredible knowledge and experience in navigating the lending process. He took the time to explain every detail clearly, answered all of our questions, and made sure we fully understood our options. What truly stood out was how committed he was to acting in our best interest as borrowers. He carefully evaluated different scenarios to ensure we were making the smartest financial decision for our family. We never felt rushed or pressured — just genuinely supported. On top of his professionalism, he is friendly, approachable, and easy to communicate with, which made what could have been a stressful process feel smooth and manageable. We are so grateful for his guidance and highly recommend him to anyone looking for a knowledgeable and trustworthy mortgage professional!
Antonio
10 months ago
It’s hard to describe the experience my wife and I just had with Omar. In contrast to previous accounts with “professionals“ he shined bright. The communication, consistency and patience he had for us in our situation, was an absolute breath of fresh air in a cut throat and unforgiving industry. If I could give him 10 stars I would.
Crrz99 C.J
11 months ago
Awesome person to work with I’m grateful for helping me purchasing our first home :) Hope I can work again with you soon.
Iris Urvina
11 months ago
Omar is an exceptional broker who truly goes above and beyond. My sister and I were previously stuck in an unfair loan and felt discouraged, thinking we wouldn’t qualify for anything better given our financial situation. Omar took the time to carefully research our options and quickly found a solution that put us in a much better position. He made the entire process clear and stress-free, walking us through every question and detail. Even after closing, he continues to check in and guide us toward our future goals. We’re extremely grateful for his support and expertise!
Patrick Yrigoyen
11 months ago
Working with Omar to purchase my first investment property was an absolute pleasure. The entire process was quick and painless, thanks to his professionalism and proactive approach. Omar asked for everything he needed upfront, which eliminated the usual back-and-forth and made the experience incredibly smooth. He kept us informed with timely updates and was always available to answer questions. One standout moment was when Omar flagged a property that was underinsured—his advice helped us avoid potential issues that could have surfaced down the line. That level of diligence and care truly sets him apart. If you're looking for a mortgage broker who is thorough, communicative, and genuinely invested in your success, Omar is the one. Highly recommended!
Juan Dario
11 months ago
Omar helped us with the purchase of our first home. He was very helpful every step of the way. Every question we had, he made sure to answer. Very professional, I would totally recommend. Very satisfied. Thank you Omar
Jorge Zambada
11 months ago
Great experience with Omar, very clear, always available for any questions, transparency of all payments, proactive when it comes to anticipating next steps. I strongly recommend Omar for your next home loan.
Amy Genao
1 year ago
Omar was referred to me from multiple friends as a top mortgage broker, and from our first conversation, I could see why. He listened to me patiently, asked insightful questions, and took the time to explain every detail in plain language. What really impressed me was how knowledgeable he is—not just about mortgages, but the broader financial landscape. Omar’s approach is proactive, thorough, and refreshingly human as he’s genuinely invested in helping his clients succeed. I’m grateful for his guidance and would wholeheartedly recommend Omar!
Lucia Alvarado
1 year ago
Omar Michel is an amazing mortgage loan officer. When I purchased my townhome as a first time buyer, the process was smooth from start to finish, and he was always available to answer all of my many questions without hesitation. Omar took the time to walk me through my options, offering great flexibility that made the experience stress-free. He worked hard to help me secure low rates, and I genuinely felt like I was in good hands the entire time. We still keep in contact, and I’d recommend him to anyone looking for a knowledgeable and dependable mortgage professional.
Lizz Coble
1 year ago
I’ve worked with Omar multiple times, and he always goes above and beyond for my clients. He works hard to present them with different loan options so they can make the best decision for their situation. What really sets Omar apart is his availability and responsiveness. No matter the time or question, he’s always there to provide clarity—for both my clients and me as their agent. His dedication, knowledge, and commitment to great service make every transaction so much smoother!
Monica Medina
1 year ago
Amazing! Omar Michel was extremely professional and helpful. He was very flexible and knowledgeable. He answered all my questions and took the time to research to provide the best outcome .I highly recommend Omar for all your important decisions.
Allan Balestrini
1 year ago
Omar is the best financial advisor, I highly recommend him! I got the house of my dream with the best interes rate because of his advices!
Tori Peck
1 year ago
Omar made everything so seamless and easy for me! There are many options when considering a Mortgage Advisor but choosing Omar is a no brainer. He is customer service at it's finest! He was able to find me low rates with lots of flexibility and his availability was endless! I highly recommend Omar Michel!
Yvonne Ramge
1 year ago
As a Realtor it is important to work with competent and trustworthy Mortgage Loan Advisors. I have worked with Omar Michel since 2012. Not only is he knowledgeable with every mortgage product/program he is always responsive and professional. I reccomend Omar to anyone looking to purchase or refinance their property!
Araceli Lopez
1 year ago
Omar was an absolute pleasure to work with for my mortgage loan. He was patient, courteous & very knowledgeable. He explained my options to acquire the best low rates. He was flexible with my capabilities & always available for my questions. I highly recommend him & have already put him in contact with some of my friends.
Sven M
1 year ago
I have been working with Omar since I bought my first home in 2009. He helped answer all my new homeowner questions. He was patient and responsive throughout the whole process. The reason I keep going through Omar for refinancing and new mortgages are his low rate options. He always has great advice and locks in the rate when you are comfortable. Thank you for helping me through all the years and transactions.
Diego Luna
1 year ago
Omar has shown me He is an incredible person to work with. He is able to provide me with many options of low rates for mortgages. I appreciate that when I have a question he is quick to respond back with the answer that I am looking for. I highly recommend Omar, for anyone looking for a reliable loan.
TeslaFanatic1614
1 year ago
Omar is super flexible, he met us on our terms, helped us get the lowest rate and close the deal in record time, his flexibility helped close a complicated deal in a timely manner
Jennifer Delacruz
1 year ago
I have worked with Omar a few times on refinancing my home. He has been constantly available and I’m made to felt like I’m his only client. I trust his knowledgeable expertise, and I will always have the lowest rates and the best personalized service. I recommend Omar hands down to my friends and family.
Jonathan Zavala
1 year ago
Cascada Mortgage Advisors provided an exceptional experience from start to finish! They offered a wide range of options, ensuring I found the perfect mortgage to meet my needs. Their team demonstrated incredible flexibility, tailoring solutions that worked with my financial situation and timeline. I was particularly impressed by their availability—they were always ready to answer my questions and guide me through the process. Plus, they secured incredibly low rates, saving me money in the long run. I highly recommend Cascada Mortgage Advisors to anyone looking for professional and reliable mortgage services!
Daniel Laguna
1 year ago
Working with Omar was an incredible experience. As a first-time homebuyer, I was both nervous and admittedly a bit needy throughout the process. Omar and his team were patient, understanding, and incredibly supportive every step of the way. He provided me with plenty of options tailored to my needs, offering the flexibility to choose what worked best for me. His availability to answer all my questions (and there were a lot!) and his ability to find me low rates made the entire journey much less stressful. I couldn’t have asked for a better guide through the mortgage process. I’m so happy to see him running his own brokerage now, and I wouldn’t hesitate to work with him again. Five stars all the way! This version highlights your personal experience and makes the review feel more genuine. What do you think?
Sara I. Sandoval
1 year ago
I have had the pleasure of working with Cascada Mortgage, specifically with Omar Michel, the owner, on three separate loans so far. The reason I keep going back to Omar is his ability to find the best interest rates and loans for my needs. Omar and his staff are very knowlegeable when it comes to the current mortgage market and are always readily available to ensure every step of the loan process is correct and secure. I appreciate their flexitility and availibility while processing my loan requests. I highly recommend Cascada Mortgage Advisors, Inc, for all of your mortgage needs.
David B
1 year ago
Omar is amazing!!! He is so responsive and attentive! Very knowledgeable and gives weekly updates. He's so patient and explains the entire process step by step . He is my go to guy with any loans. I highly recommend him ! ⭐⭐ ⭐ ⭐ ⭐.
Alex Z
1 year ago
I highly recommend Omar Michel. He’s helped me on numerous mortgage loans and all my clients love him. He’s always available to take my calls and breakdown the process in simple terms. My clients choose to work with Omar, because he always has options for them and give them low rates, which most others cannot compete with.
Ready to Get Pre-Approved in Century City?
Jumbo condo purchase, Non-QM with alternative documentation, or a non-warrantable condo loan — we'll match you with the right program from our network of 100+ wholesale lenders.