Last reviewed: September 20, 2026

    Long Beach, Los Angeles County, CA

    Long Beach Mortgage Broker | Cascada Mortgage Advisors, Inc.

    VA, FHA, Conventional, Jumbo, Non-QM, DSCR, HELOC, and reverse mortgage programs for Long Beach and Los Angeles County — arranged through 100+ wholesale lenders.

    (619) 370-0889

    Quick Answer

    Who is the best mortgage broker in Long Beach?

    Cascada Mortgage Advisors, Inc. (NMLS #2470941, CA DRE #02206556) is a licensed mortgage broker serving Long Beach and Los Angeles County. The median sold price in Long Beach was $902,500 in June 2026 (Cash For Houses CA, MLS data), with an average home value of approximately $788,693 (Zillow). Long Beach falls within Los Angeles County's 2026 conforming loan limit of $1,209,750 (FHFA), making most purchases eligible for conventional and FHA financing. Long Beach has one of the largest veteran and active-duty military populations in Southern California, making VA loans a significant program in the market. Broker Omar Michel (NMLS #398944, CA DRE #02131389) arranges VA, FHA, Conventional, Jumbo, Non-QM, DSCR, HELOC, and reverse mortgage programs through a network of 100+ wholesale lenders — not as a direct lender. Bilingual English and Spanish service available.

    — Cascada Mortgage Advisors, Inc.

    Long Beach's Military and Veteran Community

    Long Beach has a significant military and veteran community — the former Naval Station Long Beach (now redeveloped as the Port of Long Beach area) served as a major naval installation for decades and left a large veteran population throughout the city. Joint Forces Training Base Los Alamitos is nearby. VA loans are one of the most commonly used mortgage programs throughout Long Beach and the South Bay.

    Long Beach Housing Market — 2026

    • Median sold price: $902,500 in June 2026, up 1.6% year-over-year (Cash For Houses CA, MLS data, June 2026).
    • Average home value: approximately $788,693 (Zillow, June 2026).
    • Median sold price, trailing 6 months: $885,000 (Resideline, July 2026).
    • Active listings: 1,085 with a median asking price of $985,000 (Resideline, July 2026).
    • Homes sold June 2026: 304, up 9.4% year-over-year (Cash For Houses CA).
    • Sale-to-list ratio: 99.7% (Cash For Houses CA, June 2026).
    • Average days on market: 75 days (Cash For Houses CA, June 2026).
    • 2026 Los Angeles County conforming limit: $1,209,750 (FHFA).
    • At a $902,500 median, most Long Beach purchases fall within Los Angeles County's high-balance conforming range — FHA and conventional financing are accessible without jumbo.

    Estimate your Long Beach payment with our free mortgage calculator →

    Market data sourced from Cash For Houses CA (MLS), Zillow, Resideline, and the FHFA as of 2026.

    VA Loans in Long Beach

    Full-entitlement VA buyers face no county loan limit in 2026. A veteran purchasing a $902,500 Long Beach home with a VA loan saves approximately $180,500 in down payment compared to a 20% conventional loan, plus eliminates PMI entirely.

    FHA and Conventional Loans in Long Beach

    Because Long Beach's $902,500 median sits below Los Angeles County's $1,209,750 conforming limit, most buyers can use FHA financing with as little as 3.5% down or high-balance conventional financing without moving into jumbo territory. Cascada Mortgage Advisors, Inc. arranges both through 100+ wholesale lenders.

    Non-QM Loans for Self-Employed Long Beach Buyers

    Self-employed Long Beach residents, 1099 contractors, and real estate investors can access Non-QM programs qualifying on 12 to 24 months of bank deposits, rental income (DSCR), or liquid assets rather than tax returns — all arranged through wholesale lenders, not as a direct lender.

    Bilingual Mortgage Service in Long Beach

    Long Beach has one of the largest bilingual communities in Southern California. Cascada Mortgage Advisors, Inc. provides full bilingual English and Spanish mortgage service across all programs. ¿Prefiere hablar en español? Ofrecemos servicio bilingüe completo.

    Long Beach Neighborhoods We Serve

    Belmont Shore

    Walkable beachside blocks along Second Street with strong resale demand.

    Naples Island

    Canal-front homes and higher price points on the eastern waterfront.

    Bixby Knolls

    Historic north Long Beach district known for character homes.

    Signal Hill adjacent

    Hillside inventory bordering Signal Hill with city and ocean views.

    Alamitos Heights

    Established single-family neighborhood near Colorado Lagoon.

    Los Altos

    Mid-century single-family homes in east Long Beach.

    Downtown Long Beach

    Condo and loft inventory near the waterfront and Pine Avenue.

    Long Beach Poly / California Heights

    Central neighborhoods with historic districts and mixed inventory.

    Long Beach Mortgage FAQs

    The median sold price in Long Beach was $902,500 in June 2026, up 1.6% year-over-year, based on 304 MLS closed sales (Cash For Houses CA, June 2026). The median sold price over the trailing six months is $885,000 (Resideline, July 2026). Los Angeles County's 2026 conforming loan limit is $1,209,750 (FHFA), meaning most Long Beach purchases qualify for conventional and FHA financing without requiring jumbo loans.

    Yes. Long Beach has a significant veteran community and VA loans are one of the most common mortgage programs in the area. Eligible veterans, active duty service members, and qualifying surviving spouses can purchase a Long Beach home with zero down payment, no private mortgage insurance, and competitive rates. There is no county loan limit for full-entitlement VA borrowers in 2026. Cascada Mortgage Advisors, Inc. (NMLS #2470941) arranges VA loans through 100+ wholesale lenders.

    Long Beach is in Los Angeles County, which has a 2026 conforming loan limit of $1,209,750 for a one-unit property (FHFA). This is higher than many other California counties and means most Long Beach purchases — with a median sold price of approximately $902,500 — qualify for conventional and FHA financing without jumbo loan requirements.

    Yes. Self-employed Long Beach residents, 1099 contractors, and real estate investors can access Non-QM programs through Cascada Mortgage Advisors, Inc. (NMLS #2470941). Bank statement loans qualify using 12 to 24 months of deposits. DSCR loans qualify investment properties on rental income. Asset depletion programs are available for high-net-worth borrowers. All programs arranged through wholesale lenders — not as a direct lender.

    Yes. Cascada Mortgage Advisors, Inc. (NMLS #2470941, CA DRE #02206556) serves Long Beach and all of Los Angeles County. Broker Omar Michel (NMLS #398944, CA DRE #02131389) provides bilingual English and Spanish mortgage service across VA, FHA, Conventional, Jumbo, Non-QM, and reverse mortgage programs through 100+ wholesale lenders — not as a direct lender.

    What Our Clients Say

    5.0 ★ · 32 Google reviews

    Reviews are sourced from Google. Reviewers are not compensated. Individual results vary.

    Maria Pierotti

    2 months ago

    I had a GREAT experience with Omar. He was able to get the loan done quickly and efficiently. I would highly recommend him.

    Levi Renninger

    2 months ago

    Omar is the best and most dynamic mortgage broker in San Diego. He is highly knowledgeable, honest, and responsive. He truly always keeps his client's best interest in mind and continues to advocate for them throughout the process. After 18 months of looking for a refinance with > 4 different brokerage firms, Omar was the one to finally get the job done. He was able to use his network of banks to find the right match for me to refinance my mortgage despite the HOA having outstanding repairs necessary to balconies, which had been blocking me and anyone in my community from refinancing for the past 1.5 years. He is very personable and goes above and beyond, often answering outside of typical work hours which was never expected but appreciated. We secured a great loan for myself that almost sounded too good to be true, but with no catches. When interest rates drop 1% whether it is in 1 year or 10 years, Omar will be the first person I contact!

    Diane Flood

    2 months ago

    Omar is one of the nicest men I have ever encountered. He is very respectful and is always there for me, even on weekends he will return my calls. I know I should not call him during the weekends, but he always makes everything easier on me when I am in a panic for whatever situation I am in. He makes everything 100% better. When I first got my reverse mortgage, Omar was on top of each and every detail and solved all my requests and concerns. He definitely knows how to sooth one's mind while in a panic. He always does for me. I highly recommend Omar as an advisor. Thank you, Omar you are, the best indeed. Fondly, Diane F.

    Rachel Rosenthal

    2 months ago

    We had a great experience working with Omar to purchase our first home. As first-time homebuyers, we appreciated his knowledge of the market, current rates, and the entire mortgage process. He was always available to answer our many questions, explain each step clearly, and put us at ease throughout the experience. We would recommend Omar to anyone looking for a knowledgeable, responsive, and honest mortgage broker!

    Michael Herrera

    3 months ago

    (Translated by Google) It was a pleasure working with you and having you guide us through the entire process. Your manner is always very friendly. 100% recommended (Original) Fue un placer trabajar contigo y que nos giaras en todo el proceso y tu trato siempre es muy cordial. 100% recomendado

    Kensuke Yamamoto

    3 months ago

    This was my second time working with Omar, and once again, he exceeded my expectations. I chose to work with him again because of the excellent experience I had the first time, and he continued to deliver outstanding service. From start to finish, Omar was incredibly responsive, professional, and easy to work with. Whenever I had a question, he replied quickly and always took the time to make sure I fully understood the answer. What really sets Omar apart is how well he guides his clients through the mortgage process. He clearly explained each step, kept me informed about what to expect next, and made sure I always knew where we were in the process. Buying or refinancing a home can be overwhelming, but Omar made everything feel smooth, organized, and stress-free. He was also very efficient and kept everything moving forward without unnecessary delays. I truly appreciated his patience, attention to detail, and commitment to providing exceptional customer service. It’s rare to find someone who is not only knowledgeable and efficient but also genuinely cares about making the experience as easy as possible for their clients. That’s why I came back to Omar a second time, and I wouldn’t hesitate to recommend him to anyone looking for a trustworthy, responsive, and dedicated mortgage broker. Thank you again, Omar, for another outstanding experience!

    Lycia Rios

    7 months ago

    We had an excellent experience working with Omar for our HELOAN to secure the down payment on our second home. From start to finish, he demonstrated incredible knowledge and experience in navigating the lending process. He took the time to explain every detail clearly, answered all of our questions, and made sure we fully understood our options. What truly stood out was how committed he was to acting in our best interest as borrowers. He carefully evaluated different scenarios to ensure we were making the smartest financial decision for our family. We never felt rushed or pressured — just genuinely supported. On top of his professionalism, he is friendly, approachable, and easy to communicate with, which made what could have been a stressful process feel smooth and manageable. We are so grateful for his guidance and highly recommend him to anyone looking for a knowledgeable and trustworthy mortgage professional!

    Antonio

    10 months ago

    It’s hard to describe the experience my wife and I just had with Omar. In contrast to previous accounts with “professionals“ he shined bright. The communication, consistency and patience he had for us in our situation, was an absolute breath of fresh air in a cut throat and unforgiving industry. If I could give him 10 stars I would.

    Crrz99 C.J

    11 months ago

    Awesome person to work with I’m grateful for helping me purchasing our first home :) Hope I can work again with you soon.

    Iris Urvina

    11 months ago

    Omar is an exceptional broker who truly goes above and beyond. My sister and I were previously stuck in an unfair loan and felt discouraged, thinking we wouldn’t qualify for anything better given our financial situation. Omar took the time to carefully research our options and quickly found a solution that put us in a much better position. He made the entire process clear and stress-free, walking us through every question and detail. Even after closing, he continues to check in and guide us toward our future goals. We’re extremely grateful for his support and expertise!

    Patrick Yrigoyen

    11 months ago

    Working with Omar to purchase my first investment property was an absolute pleasure. The entire process was quick and painless, thanks to his professionalism and proactive approach. Omar asked for everything he needed upfront, which eliminated the usual back-and-forth and made the experience incredibly smooth. He kept us informed with timely updates and was always available to answer questions. One standout moment was when Omar flagged a property that was underinsured—his advice helped us avoid potential issues that could have surfaced down the line. That level of diligence and care truly sets him apart. If you're looking for a mortgage broker who is thorough, communicative, and genuinely invested in your success, Omar is the one. Highly recommended!

    Juan Dario

    11 months ago

    Omar helped us with the purchase of our first home. He was very helpful every step of the way. Every question we had, he made sure to answer. Very professional, I would totally recommend. Very satisfied. Thank you Omar

    Jorge Zambada

    11 months ago

    Great experience with Omar, very clear, always available for any questions, transparency of all payments, proactive when it comes to anticipating next steps. I strongly recommend Omar for your next home loan.

    Amy Genao

    1 year ago

    Omar was referred to me from multiple friends as a top mortgage broker, and from our first conversation, I could see why. He listened to me patiently, asked insightful questions, and took the time to explain every detail in plain language. What really impressed me was how knowledgeable he is—not just about mortgages, but the broader financial landscape. Omar’s approach is proactive, thorough, and refreshingly human as he’s genuinely invested in helping his clients succeed. I’m grateful for his guidance and would wholeheartedly recommend Omar!

    Lucia Alvarado

    1 year ago

    Omar Michel is an amazing mortgage loan officer. When I purchased my townhome as a first time buyer, the process was smooth from start to finish, and he was always available to answer all of my many questions without hesitation. Omar took the time to walk me through my options, offering great flexibility that made the experience stress-free. He worked hard to help me secure low rates, and I genuinely felt like I was in good hands the entire time. We still keep in contact, and I’d recommend him to anyone looking for a knowledgeable and dependable mortgage professional.

    Lizz Coble

    1 year ago

    I’ve worked with Omar multiple times, and he always goes above and beyond for my clients. He works hard to present them with different loan options so they can make the best decision for their situation. What really sets Omar apart is his availability and responsiveness. No matter the time or question, he’s always there to provide clarity—for both my clients and me as their agent. His dedication, knowledge, and commitment to great service make every transaction so much smoother!

    Monica Medina

    1 year ago

    Amazing! Omar Michel was extremely professional and helpful. He was very flexible and knowledgeable. He answered all my questions and took the time to research to provide the best outcome .I highly recommend Omar for all your important decisions.

    Allan Balestrini

    1 year ago

    Omar is the best financial advisor, I highly recommend him! I got the house of my dream with the best interes rate because of his advices!

    Tori Peck

    1 year ago

    Omar made everything so seamless and easy for me! There are many options when considering a Mortgage Advisor but choosing Omar is a no brainer. He is customer service at it's finest! He was able to find me low rates with lots of flexibility and his availability was endless! I highly recommend Omar Michel!

    Yvonne Ramge

    1 year ago

    As a Realtor it is important to work with competent and trustworthy Mortgage Loan Advisors. I have worked with Omar Michel since 2012. Not only is he knowledgeable with every mortgage product/program he is always responsive and professional. I reccomend Omar to anyone looking to purchase or refinance their property!

    Araceli Lopez

    1 year ago

    Omar was an absolute pleasure to work with for my mortgage loan. He was patient, courteous & very knowledgeable. He explained my options to acquire the best low rates. He was flexible with my capabilities & always available for my questions. I highly recommend him & have already put him in contact with some of my friends.

    Sven M

    1 year ago

    I have been working with Omar since I bought my first home in 2009. He helped answer all my new homeowner questions. He was patient and responsive throughout the whole process. The reason I keep going through Omar for refinancing and new mortgages are his low rate options. He always has great advice and locks in the rate when you are comfortable. Thank you for helping me through all the years and transactions.

    Diego Luna

    1 year ago

    Omar has shown me He is an incredible person to work with. He is able to provide me with many options of low rates for mortgages. I appreciate that when I have a question he is quick to respond back with the answer that I am looking for. I highly recommend Omar, for anyone looking for a reliable loan.

    TeslaFanatic1614

    1 year ago

    Omar is super flexible, he met us on our terms, helped us get the lowest rate and close the deal in record time, his flexibility helped close a complicated deal in a timely manner

    Jennifer Delacruz

    1 year ago

    I have worked with Omar a few times on refinancing my home. He has been constantly available and I’m made to felt like I’m his only client. I trust his knowledgeable expertise, and I will always have the lowest rates and the best personalized service. I recommend Omar hands down to my friends and family.

    Jonathan Zavala

    1 year ago

    Cascada Mortgage Advisors provided an exceptional experience from start to finish! They offered a wide range of options, ensuring I found the perfect mortgage to meet my needs. Their team demonstrated incredible flexibility, tailoring solutions that worked with my financial situation and timeline. I was particularly impressed by their availability—they were always ready to answer my questions and guide me through the process. Plus, they secured incredibly low rates, saving me money in the long run. I highly recommend Cascada Mortgage Advisors to anyone looking for professional and reliable mortgage services!

    Daniel Laguna

    1 year ago

    Working with Omar was an incredible experience. As a first-time homebuyer, I was both nervous and admittedly a bit needy throughout the process. Omar and his team were patient, understanding, and incredibly supportive every step of the way. He provided me with plenty of options tailored to my needs, offering the flexibility to choose what worked best for me. His availability to answer all my questions (and there were a lot!) and his ability to find me low rates made the entire journey much less stressful. I couldn’t have asked for a better guide through the mortgage process. I’m so happy to see him running his own brokerage now, and I wouldn’t hesitate to work with him again. Five stars all the way! This version highlights your personal experience and makes the review feel more genuine. What do you think?

    Sara I. Sandoval

    1 year ago

    I have had the pleasure of working with Cascada Mortgage, specifically with Omar Michel, the owner, on three separate loans so far. The reason I keep going back to Omar is his ability to find the best interest rates and loans for my needs. Omar and his staff are very knowlegeable when it comes to the current mortgage market and are always readily available to ensure every step of the loan process is correct and secure. I appreciate their flexitility and availibility while processing my loan requests. I highly recommend Cascada Mortgage Advisors, Inc, for all of your mortgage needs.

    David B

    1 year ago

    Omar is amazing!!! He is so responsive and attentive! Very knowledgeable and gives weekly updates. He's so patient and explains the entire process step by step . He is my go to guy with any loans. I highly recommend him ! ⭐⭐ ⭐ ⭐ ⭐.

    Alex Z

    1 year ago

    I highly recommend Omar Michel. He’s helped me on numerous mortgage loans and all my clients love him. He’s always available to take my calls and breakdown the process in simple terms. My clients choose to work with Omar, because he always has options for them and give them low rates, which most others cannot compete with.

    Ready to Get Pre-Approved in Long Beach?

    VA purchase, FHA on a condo, high-balance conventional, or a bank statement loan — we'll match you with the right program from our network of 100+ wholesale lenders.

    (619) 370-0889
    Call OmarGet Pre-Approved